No matter how old you are, a medical condition can impact your ability to live and perform. When a disease is severe, it can hinder your abilities and lead to various limitations. Many people find it challenging to work and continue their normal daily lives after being diagnosed with a critical medical condition. About one in every four adults is diagnosed with a disability and a medical condition that hinders their ability to live.
The percentage of people living with a disability is continually rising because of unhealthy lifestyles and age-related concerns.
If you have a physical or mental disability that prevents you from working, you may be eligible for disability benefits. The Social Security Administration offers two programs that are as follows:
This type of disability program is available to workers who have worked in the past and have paid certain taxes. It is a federal program that is funded by deductions from individual payroll taxes. Therefore, people with a qualifying work history may be entitled to receive benefits from the program.
The other type of program that is available is Supplemental Security Income. Before you begin the application, you should be familiar with the differences between SSDI and SSI. The SSI program does not consider work history and qualifications for eligibility purposes. It will only consider the income, resources, and other assets of the applicant and certain members of his or her family. Only those who have limited assets and income resources will be eligible for this program.
The SSA will use medical experts and claim examiners to evaluate your disability and medical condition. You are not guaranteed to be eligible for benefits just because your medical professional has advised you not to work.
There are various eligibility requirements that you will have to fulfill in order to qualify for benefits. Before you start the application, you should be aware of the eligibility criteria. Here, we will talk about the medical and non-medical requirements for establishing entitlement to disability benefits.
The law has defined disability as an inability to engage in any substantial gainful activity for at least a period of 12 months due to a physical or mental health impairment.
The condition should be serious, long-lasting, or will result in the death of the individual. You should consult your healthcare professional before applying. Your healthcare provider will examine your condition and suggest what steps you should take further.
The Social Security Administration will consider how severe and disabling your condition is. Various conditions have been qualified and listed as severe by the SSA. The SSA has a Blue Book of medical impairments that contains the criteria that must be met to be eligible for benefits.
You can refer to that book to understand if the condition is severe enough. According to the SSA, a medical disability must be severe and long-lasting. It should have lasted for at least 12 months. If your condition is able to be treated effectively, you may not be entitled to Social Security Disability Washington state benefits.
In addition, you will also be required to submit medical evidence for your condition. Lacking medical evidence is one of the reasons why many applications are denied. If your application is denied, you can either reapply or appeal with the help of a qualified attorney.
The Social Security Administration will also consider specific non-medical requirements to evaluate your eligibility. You may be entitled to Social Security Disability Washington state benefits when you meet all the conditions.
For instance, you will be considered for SSDI benefits only if you have paid into the Social Security fund through payroll taxes over some time. You will have to provide medical documentation that demonstrates a diagnosis of the condition, the severity of your symptoms, and the effectiveness of any treatment or medication.
For SSI applications, claim examiners will consider your income limits and the assets that you own. They will qualify you based on your medical condition and income and resources.
If you are seeking SSDI or SSI, you will in all likelihood need to gather and maintain a variety of documents in the months and years leading up to filing for benefits. These documents can provide critical evidence that supports your case, which is important for both proving disability and maximizing the amount of monthly compensation you can receive.
Gather as much evidence as possible from your medical providers, employers, educators and others that provide insight into your condition and functional abilities. This evidence will be used as part of the documentation process in support of your application.
Among this evidence might be records from sources, such as:
In addition to medical records, employers and social service agencies have a number of documents that might contain important information. For example:
You should keep records ready to ensure that you do not miss out on anything when applying for Washington state social security disability benefits.
Social Security receives millions of applications each year, and many of them are denied for a number of reasons. Some of them are denied because of incomplete or inaccurate information. If your application has been denied, it may make sense to appeal rather than to apply again.
You can contact a Washington Social Security Disability Attorney from Onelawyers.com.