A car accident is a serious situation that can be made worse when one of the parties does not have the necessary insurance coverage. Car accidents involving uninsured motorists may occur in the following situations:
If you have purchased a car insurance policy in Texas, you may be familiar with the term “uninsured motorist coverage.” This type of coverage can protect you financially if you are in an accident with another driver who is uninsured or underinsured.
Uninsured motorist insurance is not mandatory in Texas, but drivers must opt out of this coverage in writing. This is not recommended, as it leaves you open to financial loss when hit by an uninsured or under-insured driver.
An insurance policy in TX may also contain a clause excluding uninsured motorist coverage in accidents involving uninsured vehicles owned by the policyholder’s family member.
When you are involved in an accident with an uninsured driver, there are certain steps that must be taken before filing a claim.
Dealing with insurance companies can be difficult without sufficient legal knowledge, and this area of law can be complex. Fortunately, an uninsured motorist lawyer can ensure your rights are protected.
If you have been injured in a car accident involving an uninsured or under-insured motorist, it is important to seek legal advice from a competent attorney for uninsured motorist accidents. The financial compensation that can be recovered in these cases include reimbursement for uninsured motorists benefits, uninsured or underinsured motorist property damage coverage, vehicle rental payments and lost wages (for the time the policyholder was unable to work).
Beyond uninsured motorist claims, a car attorney can help deal with the insurance company and assist you through the claims process. Of course, if there is a trial, the lawyer can also provide essential legal representation.
A car accident attorney can also answer any questions you might have about uninsured motorist claims and the legal process involved in uninsured motorists accidents.
Uninsured motorist accident cases require the expertise of a car accident attorney. A lawyer for uninsured motorist accidents can help victims of these accidents to obtain uninsured motorist benefits from their own insurance company. In cases involving uninsured or hit-and-run motorists, an uninsured motorist attorney can help to ensure crucial evidence is preserved and possibly help to uncover the identity of these drivers.
A legal professional will be able to handle all aspects of uninsured or underinsured motorist claims on your behalf. If you have been involved in an accident with an uninsured motorist, please contact our law firm for assistance.